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Borrowing
As you come to the end of your mortgage, or earlier, your housing co-operative may need to borrow new money. The property may need more work than the capital replacement reserve can fund. Or you may have been looking forward to updating the older elements of your buildings and units. Some co-ops
Q&A on the AIR for Co-operatives
Agency for Co-operative Housing
Q&A on Housing Charge Increases
Agency for Co-operative Housing
Q&A on Private Financing
Agency for Co-operative Housing
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Capital Plans and Contributions
Comparing 2007 and 2020, we saw the median annual contributions per unit almost triple ($1,026 per unit to $3,052).