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Borrowing
As you come to the end of your mortgage, or earlier, your housing co-operative may need to borrow new money. The property may need more work than the capital replacement reserve can fund. Or you may have been looking forward to updating the older elements of your buildings and units. Some co-ops
Q&A on the AIR for Co-operatives
Agency for Co-operative Housing
Q&A on Housing Charge Increases
Agency for Co-operative Housing
Q&A on Private Financing
Agency for Co-operative Housing
ILM Damage Claim Form
Agency for Co-operative Housing
Tip of the Month
Capital Reserve Balance
61% of Agency clients hold a capital reserve balance of at least $6,000 per unit. By almost doubling the amount from 2007, co-ops are nearly twice as ready to meet their future needs.