Q&A on Insurance for Housing Co-operatives
Agency for Co-operative Housing
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Q&A on Directors in Arrears
Agency for Co-operative Housing
Making Sense of Your Dollars and Cents
Date
25 August 2025
When the Agency for Co-operative Housing was established in 2005, our mission was clear: help federally funded housing co-ops improve their operations.
And, as for most businesses, dollars and cents play a big role in that.
We needed a way to help co-op members better understand their co-op’s
Q&A on Capital Replacement Plans and Asset Management Plans
Risk Matters for Your Co-op
Date
25 September 2025
Every year, every Agency client housing co-op receives a Risk Assessment Report. It is one of the most valuable tools for understanding your co-op’s financial health and future prospects.
The report, together with the Plain Language Financials and Performance Report, is part of the Agency’s Annual
Financial Viability Resources
Access tools and guides to help your organization stay financially resilient and sustainable. These resources support planning, budgeting, and decision-making to strengthen long-term viability.
Data Shows Directors in Arrears is a Declining Risk and a Rising Standard of Good Management
Date
8 October 2025
Over the last twenty years, the Agency has made significant strides in helping housing co-operatives address the issue of directors in arrears as a part of its client risk assessment.
In 2007, 28% of co-ops reported having directors who owed money to their co-op. But by 2024, that number dropped to
Tip of the Month
Arrears Cost
Half the Agency's clients have member arrears and bad debts below $44 a unit, and half above. In 2007, the midpoint was $86. Great news in a challenging year.