Search
Borrowing
As you come to the end of your mortgage, or earlier, your housing co-operative may need to borrow new money. The property may need more work than the capital replacement reserve can fund. Or you may have been looking forward to updating the older elements of your buildings and units. Some co-ops
Q&A on Private Financing
Agency for Co-operative Housing
Guide to Private Financing for Agency Clients
Agency for Co-operative Housing
Q&A on Directors in Arrears
Agency for Co-operative Housing
Data Shows Directors in Arrears is a Declining Risk and a Rising Standard of Good Management
Date
8 October 2025
Over the last twenty years, the Agency has made significant strides in helping housing co-operatives address the issue of directors in arrears as a part of its client risk assessment.
In 2007, 28% of co-ops reported having directors who owed money to their co-op. But by 2024, that number dropped to