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Curious about Energy Audits? Start here!
“People spend 80 - 90% of their time indoors - at work, school and home. An efficient building maintains moderate temperatures, low humidity and increased air quality. Plus energy efficient buildings use less energy and cost less to operate and produce fewer greenhouse gasses, which is good for you
Coverage for Loss of Housing Charges
Being under-insured puts a co-op at risk. Insurance protects against a misfortune that strikes without warning. In a housing co-op anything can happen, from a fire - several major fires have occurred over the past few years - to a staff person or president gone missing, along with the entire capital
Your Insurance and Legal Grow Ops
Under new federal rules introduced in August 2016, landlords have little recourse if a tenant is growing licenced medical marijuana in their unit. There’s a risk, though, that insurance policies will not cover damages from any activities deemed ‘high risk’, and, in most cases, the operation of a
Recouping your Loss from Fraud
The Agency has discovered that some housing co-operatives victimized by fraud are unable to collect on their insurance because they miss the deadline for reporting their loss. Others don't try to make a claim out of the mistaken belief that a claim won't succeed without a criminal conviction.
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Cannabis Legalization and Housing Co-ops
Ontario Gas Companies Offer Energy-Saving Programs
We may be in the depths of winter, but we can still save energy while staying warm. Enbridge Gas and Union Gas have announced several free Ontario-wide programs that will help qualified co-ops and their members save money and energy this winter.
Enbridge Gas
Enbridge Gas has a no-fuss application
National Housing Co-Investment Fund Criteria
In July 2018, we reported on CMHC’s National Housing Co-Investment Fund as an opportunity for Agency clients. Interest in this loan and grant program is growing; to date Canada Mortgage and Housing Corporation (CMHC) has received in excess of 200 applications since April. In response to feedback
Renovation Saves Energy: Shalom Community Housing Co-operative
Over the past 30 years, building standards and techniques have changed. So it’s not surprising that Shalom Community Housing Co-operative gained more than its members expected when it undertook major renovations.
Located in Kitchener, Ontario, Shalom is a 40-unit townhouse-style co-op arranged in
Tip of the Month
Infectious Arrears
In co-ops where board members are behind on their housing charges, the amount all members owe is almost four times higher than in co-ops where board members pay on time. This number speaks for itself.