2020 Utility Allowances
Date
24 April 2020
CMHC has provided the Agency with the 2020 utility allowances.
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All in This Together at Abiwin Co-operative
Date
5 August 2020
As the pandemic moved into high gear in Canada, businesses were closing and employees were sent home; a new normal was taking hold. It quickly became clear to the staff and members of the Abiwin Co-operative that they should support each other during this difficult time.
Abiwin is home to members
2021 Utility Charges for Rental Assistance Clients
CMHC
2021 Utility Allowances
Date
19 April 2021
CMHC has provided the Agency with the 2021 utility allowances.
Ontario Housing Co-ops: Energy-Efficient Growth
Date
14 February 2022
Enbridge Gas offers a program that will mean energy savings for Ontario housing co‑operatives (customers only) that are planning to add new units.
The Savings by Design Program is for new-construction projects, either low-rise or multi-family elevator buildings. The goal of the program is to
Get Paid
Your co-operative is in the housing business, not the lending business. It has bills to pay and a building to keep up. You should keep this in mind when members don’t pay on time.
If a household doesn’t pay what it owes and moves out, the co-operative is left with a bad debt, which will have to be
Your Environmental Sustainability Policy
Co-ops that care about climate change and want to shrink their environmental footprint should consider approving their own Environmental Sustainability Policy. A model is available from the Co‑operative Housing Federation of Canada. It was written so that you can easily remove any points that don’t
Update for Post-1991 ILM Co-ops in BC and Alberta
Date
14 March 2024
We are happy to share the news that CMHC has changed its position on surcharges for post-1991 ILM Co-ops in British Columbia and Alberta.
CMHC previously decided that co-ops in the program must continue to collect a surcharge if they have an operating agreement, even though their ILM mortgage has
Model Investment Policy
CHF Canada
What is Business Continuity Planning?
Date
20 March 2024
Business continuity planning is the process of developing strategies aimed at reducing the impact of a disruption to normal business operations. The goal of business continuity planning is to ensure that, even during a disruption, a co-operative’s business operations can continue at a reduced but
Tip of the Month
Risk Trend
92% of Agency clients have a Strengthening or Stable risk trend. Proof of many good decisions.