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Performance Report Q&A
Making Sense of Your Dollars and Cents
When the Agency for Co-operative Housing was established in 2005, our mission was clear: help federally funded housing co-ops improve their operations.
And, as for most businesses, dollars and cents play a big role in that.
We needed a way to help co-op members better understand their co-op’s
Risk Matters for Your Co-op
Every year, every Agency client housing co-op receives a Risk Assessment Report. It is one of the most valuable tools for understanding your co-op’s financial health and future prospects.
The report, together with the Plain Language Financials and Performance Report, is part of the Agency’s Annual
Risk Ratings Improve Across Co-op Portfolio
From our early beginnings, one of the primary tools the Agency has used to help co-ops improve their operations is their risk rating.
Essentially, a risk rating identifies a co-op’s current degree of health and its future prospects, based on evaluations of its financial strength, operational
Know Where Your Co-op Stands with the Performance Report
We’re all warned against “keeping up with the Joneses,” but for housing co-ops, knowing how you’re doing financially and operationally compared to your fellow co-ops is essential information.
So, to help co-ops “keep up,” the Agency created the Performance Report.

Using data from our clients’ Annual
Tip of the Month
Capital Reserve Balance
61% of Agency clients hold a capital reserve balance of at least $6,000 per unit. By almost doubling the amount from 2007, co-ops are nearly twice as ready to meet their future needs.