Q&A on Underfunded Reserves
Agency for Co-operative Housing
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Q&A on the Agency’s Consent-to-Share Information Form
Agency for Co-operative Housing
How We Do Our Work
The Agency has a different way of administering co-operative housing programs. Our approach is risk-based, data-driven and client-focused.
Our risk-rating model
Co-operatives operating under federal housing programs have financed their properties through loans held or insured by Canada Mortgage
A New Look for Federations and Management Company Snapshot Reports
Date
9 January 2025
It’s not just our co-op clients who benefit from performance data from the Agency. We also like to share aggregated data with our stakeholders and earlier this fall, we released an updated version of our one page Snapshot Reports.
For management companies and co-op housing federations, these reports
Protect Your Assets
Your co-op has three main assets, although only one appears on the audited financial statements.
Your money and buildings
Protect your co-op‘s property by buying the right insurance in the right amounts. All housing co-ops need five kinds of insurance: property, loss of housing charges, public
Our Mandate, Mission, Vision and Values
Our Mandate
The mandate of the Agency is to assist the federal government in
- ensuring that public funds committed for co-operative housing programs are used as intended and are properly accounted for
- safeguarding the public’s investment in co-operative housing.
The Agency operates within an
Audit Fees on the Rise for Housing Co-ops
Date
12 May 2025
In recent years, with sustained high inflation affecting many goods and services, we looked at the audit fee data reported by housing co-ops in our portfolio.
Our analysis shows that audit fees are on the rise. Specifically, from 2022 to 2025, the average annual increase for housing co-op audit
Looking at the Data behind Canada’s Rental Market Report in 2024
Date
16 April 2025
In late January, CMHC released the Fall 2024 Rental Market Report, which has data about rental markets in different Canadian cities.
Across Canada, the vacancy rate for purpose-built rentals sits at 2.2 per cent (up from 1.5 per cent in 2023), while the average rent for a two-bedroom apartment
2025 Utility Allowances for British Columbia
Tip of the Month
Arrears Cost
Half the Agency's clients have member arrears and bad debts below $44 a unit, and half above. In 2007, the midpoint was $86. Great news in a challenging year.