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Risk Matters for Your Co-op
Every year, every Agency client housing co-op receives a Risk Assessment Report. It is one of the most valuable tools for understanding your co-op’s financial health and future prospects.
The report, together with the Plain Language Financials and Performance Report, is part of the Agency’s Annual
Data Shows Directors in Arrears is a Declining Risk and a Rising Standard of Good Management
Over the last twenty years, the Agency has made significant strides in helping housing co-operatives address the issue of directors in arrears as a part of its client risk assessment.
In 2007, 28% of co-ops reported having directors who owed money to their co-op. But by 2024, that number dropped to
Our Governance
Our board and committees
The Agency’s Board of Directors sees to the fulfilment of the Agency’s mandate and the terms of its contract with Canada Mortgage and Housing Corporation (CMHC). Directors are recruited from the major geographic regions where the Agency has clients. Appointed by the board of
Environmental Sustainability Resources
Explore resources to support greener, more resilient co-ops. From energy efficiency guides to sustainability planning tools, these materials help co-ops take practical steps toward environmental responsibility.
Co-op Governance Resources
Explore key documents to help your co-op build strong, democratic, and transparent governance. These materials offer practical guidance for boards, members, and staff.
Social Inclusion Resources
Find tools and guides to help foster inclusive, equitable, and welcoming environments in your organization or community. These resources support efforts to reduce barriers, promote belonging, and strengthen participation for all.