CMHC Rent Supplement Program

Yellow and blue character houses

Canada Mortgage and Housing Corporation (CMHC) Rent Supplement Program Objectives

  • To help households in need by setting a limit on the percentage of their incomes used to pay rent in Ontario and Prince Edward Island. The program funds the difference between the occupancy charge and the geared-to-income charge for qualified households.

Program Features

  • Unilateral federal program for Ontario and Prince Edward Island
  • Available to housing co-operatives developed under the Section 95 Program (limited, Ontario only), Section 27/61 Program and the Federal Co-operative Housing (ILM) Program, beginning on 1 June 2017
  • For households receiving social assistance, a social-assistance rent scale used to set assisted housing charges, plus or minus a charge for services
  • For households not in receipt of social assistance, 30 % of household income charged for housing, plus or minus a charge for services
  • Assistance received by 15 to 50 % of households per co-op, according to the  program requirements in each co-operative’s operating agreement
  • Incomes verified annually
  • Damage claims paid where assisted households damaged the unit beyond normal wear and tear (ILM program only)
  • Assistance paid on vacant units for one half to two months

CMHC Authority under Operating Agreement

  • Requirement for co-ops to select assisted households through a formal and consistent procedure
  • Requirement to observe human-rights laws and codes and protect residents’ privacy
  • Requirement to give assisted households the same privileges as other co‑op members
  • Requirement that co-ops approve and follow a policy on overhousing
  • Requirement that residents be able to live independently
  • Requirement to document and verify income and composition of assisted households and to calculate the appropriate assisted charge annually and on any change to household income or composition
  • Completion of an annual on-line claim reconciling assistance received from CMHC and assistance distributed to qualified households within two months of the fiscal year end
  • Requirement to avoid real or potential conflicts of interest and, if one occurs, act promptly to cure it
  • Requirement to manage and maintain the property adequately
  • Right to inspect co-op’s books, records, accounts, income verification and rent-supplement calculations, which must be kept for seven years

Accountability Framework

  • Rent Supplement Agreement
  • Annual audited financial statement and information return
  • Annual on-line report on assistance claimed and received

2021 Utility Allowances for Ontario


2021 Utility Allowances for Alberta


2021 Utility Allowances for Prince Edward Island


2021 Utilities Allowances BC


Rent Supplements Program Guide for Ontario Co-ops

Agency for Co-operative Housing

Ontario Annual Income and Asset Review Form

Agency for Co-operative Housing

Guide to Online Rent Supplement Claims

Agency for Co-operative Housing

ILM Damage Claim Form

Agency for Co-operative Housing

Capital Plans and Contributions

Comparing 2007 and 2020, we saw the median annual contributions per unit almost triple ($1,026 per unit to $3,052).